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Title Land and credit : mortgages in the medieval and early modern European countryside / Chris Briggs, Jaco Zuijderduijn, editors.
Imprint Cham, Switzerland : Palgrave Macmillan , [2018]

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Series Palgrave Studies in the History of Finance
Palgrave studies in the history of finance.
Subject Mortgages -- Europe -- History.
Europe -- History -- 1492-
Europe -- History -- 476-1492.
Alt Name Briggs, Chris,
Zuijderduijn, C. J. (C. Jaco),
Description 1 online resource (xviii, 339 pages) : 23 illustrations.
Contents 1. Introduction: mortgages and annuities in historical perspective -- 2. Mortgages and the English peasantry c.1250-c.1350 -- 3. Mortgages raised by rural English copyhold tenants 1605-1735 -- 4. Mortgages and the Kentish yeoman in the seventeenth century -- 5. Why the equity of redemption? 6. Credit and land: the Jews of Zaragoza 1383-1400 -- 7. Not only land: mortgage credit in central-northern Italy in the sixteenth and seventeenth centuries -- 8. Rural credit markets in eighteenth-century France: contracts, guarantees and land -- 9. The use of perpetual annuities in rural Brabant in the fifteenth and sixteenth centuries -- 10. Proactive peasants? The role of annuities in a late medieval communal society: the Campine area, Low Countries -- 11. The other fundamental problem of exchange: mortgages, defaults, and debtor protection in sixteenth-century Holland -- 12. Afterword: mortgages as a mediation between kin and capital.
Summary This volume investigates the use of mortgages in the European countryside between the thirteenth and eighteenth centuries. A mortgage allowed a loan to be secured with land or other property, and the practice has been linked to the transformation of the agrarian economy that paved the way for modern economic growth. Historians have viewed the mortgage both positively and negatively: on the one hand, it provided borrowers with opportunities for investment in agriculture; but equally, it exposed them to the risk of losing their mortgaged property. The case studies presented in this volume reveal the variety of forms that the mortgage took, and show how an intricate balance was struck between the interests of the borrower looking for funds, and those of the lender looking for security. It is argued that the character of mortgage law, and the nature of rights in land in operation in any given the place and period, determined the degree to which mortgages were employed. Over time, developments in these factors allowed increasing numbers of peasants to use mortgages more freely, and with a decreasing risk of expropriation. This volume will be appealing to academics and researchers interested in financial history, credit and debt.
ISBN 9783319662091
ISBN/ISSN 10.1007/978-3-319-66209-1
OCLC # 1029063808
Additional Format Printed edition: 9783319662084 (OCoLC)1029669777